OMAHA, Neb. (WOWT) -- Saving for retirement, especially for millennials, is not always a priority. Reducing credit card and student loan debt take precedence while future living expenses (30 plus years down the road) take a back seat.
The reality is that one in three Americans report they have no retirement savings, 56 percent of Americans have less than $10,000 saved for retirement and social security benefits aren’t a guarantee. These statistics are staggering, but no matter your age, it’s always a good time to save.
For anyone who has not started saving yet, follow these tips and start planning for your future now.
Make saving a habit. Have your employer take regular deductions from your paycheck. If your employer doesn’t have a 401(k) plan, treat saving like a bill that you have to pay each month. You won’t even realize the money is gone by putting it into a long-term savings account. It is never too late to start saving.
If you need assistance as you build your financial future, Centris is ready to help you take the first step. Our preferred financial planner, Mike Seiler of Curnes Financial Group, is available to help. Learn more HERE or contact Mike directly at (402) 697-6726.
Required disclosures:Federally insured by the NCUA. All loans subject to approval. Rates may vary based on individual creditworthiness. Rates, terms and conditions are subject to change. Securities and investment advisory services offered through Cetera Advisor Networks LLC, Member FINRA/SIPC. Centris Federal Credit Union, Curnes Financial Group & Cetera Advisor Networks are not affiliated. Securities are: Not federally insured, not obligations of the credit union, not guaranteed by the credit union or any affiliated entity. Involve investment risk and may lose value, including loss of principal. If applicable, are being offered by an employee who serves both functions of accepting members’ deposits and the selling of non-deposit investment products. Not a deposit. 9900 Nicholas St., Ste.360, Omaha, NE 68114. For more information, contact Centris Federal Credit Union at (800) 334-2328.