If you use a credit card you know that the statement comes every month, but how often do you take a close look at the charges? There’s a reason why we should pay close attention.

"Contacted Channel 6 because of the credit card charges we had," says Glenn Smith, who owns a small business and makes many charges on his credit card. "With our busy lifestyles we glanced at it and off we went and just didn't look at it."

Smith did take notice after putting together his taxes. "We got a whole year-in-review and they're all in line, same company, $9.95 per month.”

Smith's statement shows the charge came from TLGGREATFN or Trilegiant Great Fun. Smith believes he was scammed when making a purchase from an online business. “From what we understand in doing research, they got our amazon.com and buy.com and hackers got the charge card numbers."

Smith says after many hours on the phone, he didn't get anywhere so he canceled his account and the credit card company reimbursed the fees. “They put the small charges out there to go underneath the radar so nobody sees it and no one sees it, just a small, minimal charge."

Smith won't get back his time, but he wants others to watch their money. “Let people know what's going on and maybe protect someone from charges we had."

We haven't heard back from Trilegiant about the charges. There is always a possibility that a scam artist is using the company's name. We did check online and found this is hardly an isolated complaint.

The big lesson is to always check your credit card statements. If you shop on a Web site like amazon.com, keep in mind you may be buying from a third-party seller and beware of offers with secrets, like accepting an offer for free shipping that includes signing you up for a service you don't want, then finding it on your bill months later.