Nancy Brown said communication with a contractor fell through not long after one of his workers did the same.
Nancy said, “I heard a crash, looked down and there’s a big man sprawled out on my dining room floor.”
The roofer had been replacing decking and was not seriously hurt. The contractor Nick Ebsen of Seawolf Construction in Blair, Nebraska provided a certificate of insurance which eased the homeowner’s concerns.
However Nancy Brown just received notice from the contractor’s insurance company the claim has been denied. Indiana Insurance said the contractor’s policy had lapsed due to lack of payment due in September.
Nancy said, “Now we’re stuck. We have to pay again someone else to fix the problems he caused.
Contractor Nick Ebsen told Six On Your Side he thought he was covered. He claims payment to the insurance company was made.
Ebsen said, “Nobody told me anything. I made my payment and I was under the impression I still had insurance. I wouldn’t have done the job if I didn’t have insurance.”
Calls to Indiana Insurance have not been returned.
Ebsen said Seawolf Construction is out of business.
Nancy Brown said her homeowner's insurance likely won’t cover the damage due to poor workmanship.
She estimates repairs at $5,000 and climbing.