Many Americans don't have a good understanding of their personal finances. That's why April has been designated by Congress as Financial Literacy Month.

The goal is to increase public awareness about the importance of financial education in the United States, and the serious consequences that may result from misunderstanding personal finances.

Personal financial literacy will ensure that individuals are more prepared to manage money, credit, and debt. In doing so, they will become responsible workers, heads of households, investors, entrepreneurs, business leaders, and citizens.

Being financially literate means understanding how to manage money, use credit effectively, build wealth, and make sound financial decisions. Financial literacy does not involve your income amount. It involves knowing the appropriate next step once you have earned it.

Consumer Credit Counseling Service of Nebraska in Omaha is taking the lead in educating Omaha during Financial Literacy Month. Financial literacy can mean economic security and overall well-being for consumers in Omaha that are well-educated and well-informed.

They can potentially make better decisions for themselves and their families, and also contribute more to our community and encourage economic development.

“It is never too late to start teaching our kids about money,” says Sharon Taubert, Vice President of CCCS of Nebraska.

Consumer Credit Counseling Service of Nebraska, Inc. (CCCSN) is a non –profit community service organization, licensed by the States of Nebraska and Iowa, whose main function is to educate, advise and assist people with housing and financial problems.