The people who own homes in Omaha may have a little more cash in their pockets. Improvements to and a reclassification of the city's fire coverage is triggering a drop in home insurance premiums.
Harlan Hansen cherishes the time he gets to spend with his great-grandson Kyler. The pair get to hangout in the home Harlan built 25-years ago, when he retired.
Harlan Hansen says, “North of here was all fields and they were quite a few empty lots then. There were about four or five houses on this street.”
Back then, like now Harlan's next door neighbor is the fire station.
You might think that Harlan's home is a little safer than most of our because it is located across the street from a fire station but insurance doesn't work that way. But a new public protection classification could save everyone who lives in Omaha some money on their home or business insurance.
Omaha was recently upgraded because of the planning and research done years ago.
Lisa Davis says, “It's the city's commitment to their firefighting services and it's the planning and preparation that went into it as well as the upgrade and continual upgrade of their systems.”
It's a commitment that pays off for the city and pays homeowners with smaller premiums.
Those expected to see the biggest savings live in the Elkhorn Rural Fire District, their premiums could drop by as much as 30%. Every homeowner is encouraged to check with their insurance provider about lower premiums.