Two victims of credit card fraud come forward sharing their stories with Channel 6 News to warn others. The scariest part is both of them had their cards safe in their wallets.
Cody Hornig is on a mission to warn others during this holiday season after someone used a duplicate credit card of his. He tells Channel 6 he awoke on Thanksgiving Eve to check his bank account like he normally does, but something didn’t add up.
“There was $2,500 that was not available so I checked my pending transactions and noticed there was 11 separate charges within three hours."
While he was sleeping, someone used a duplicate of his credit card at three gas stations and a Walmart in Gretna. Just minutes were spent at each location, racking up thousands of dollars spent on gift cards. “I felt shocked and used, I just didn't know what to feel because I’ve never had this happen before.”
It was a feeling Gary Withrow can relate to. Last week, he got a call from his bank about suspicious activity on his debit card. “They noticed some other charges around the time that I had made charges and they were wondering if you made this charge in La Vista, how did you get all the way over to Gretna to make those charges?”
Someone spent more than $1,200 of Withrow's cash at the very same Walmart and on the very same day as Hornig. “I was a little shocked, it's pretty frightening to know someone had a duplicate card or was claiming to be me running around and charging up money,” says Withrow.
While both men feel violated, they say they're grateful they were alerted to the credit card fraud quickly. “They could have drained my account completely and then with Christmas time coming up, Thanksgiving, you're in a world of hurt,” says Hornig.
Both men say they have filed police reports and are still waiting to hear back from their banks on how the fraud happened. Withrow says he's in the process of being reimbursed.
Fraudulent credit cards are more common during the holiday season as more of us spend money at stores and malls. If you've been a victim, you can call police at 444-5977.
Below is also a link on tips on what to do to prevent fraud and steps to take if it happens to you.