It's getting harder for car owners to pay on time.

A report by Global Information Solutions Company Experian Automotive says about $25 Billion in auto loans are past due.

Lenders saw a 9% increase in loans 30 days past due in the second quarter of 2008 from a year earlier, and a 11% increase in loans 60 days past due.

Analysts still call the delinquency rate "manageable," with less than 4% of 30 or 60 day loans past due.