Sam and Kalie are two lucky dogs with a fine home in Bellevue complete with benefits. Their owner, Dan Proksel, sells pet insurance through Trupanion.
“The demand and the growth has been unbelievable since last year. Pet insurance has grown 22 percent since last year in a down economy."
These days, there are more things veterinarians can do to help keep pets healthy. Sam requires a lot of care because he’s losing his vision.
"Unlike the past where a lot of treatment for the veterinarian’s diagnostic treatment were reserved for human beings, they're now opened up for pets,” said Proksel. “MRIs, chemotherapy, diagnostic, they are all available for pets now and pet owners are willing to pay for them.”
That type of care can be very expensive. Dr. Kendra May with the Walnut Creek Veterinary Clinic in Papillion says some pet insurance can cover as much as 90 percent of medical costs.
“There are some pets that will never have problems. You never know when you get a new pet if you're gonna have a problem or not. There’s certain breeds I highly recommend it for.”
Dr. May has witnessed families make heartbreaking decisions when the family pet needs expensive medical care. Pet insurance can help.
“Then they don't have to make hard decisions. Do I have the money to cover the cost of treatment? I love my pet a lot. To a lot of people they're just like family, you want the best for them. If you can’t afford it you're stuck with a really tough decision.”
You might want to talk to an insurance agent or your veterinarian before taking out insurance. The price depends on what type of dog or cat you own and the pet’s age.