An overnight fire displaces almost a dozen people and destroys most of what they own.
Investigators are still looking for the cause of the Latvian Village Apartments in the Rockbrook Park Neighborhood but thanks to an innovative requirement losses have been kept to a minimum.
The owners of Latvian Village require all of those who rent an apartment to have renters insurance.
We spoke with one young man as he looked over the charred remains of the electronics in his apartment who was very happy insurance was a requirement of the complex.
He will still be out some money, his deductible and the monthly payments but he will be able to replace his valuables.
It always looks a little worse by the light of day. Omaha Fire Investigators pick through the debris looking for the cause of the fire.
An overnight fire chased 11 people from their homes and destroyed almost everything in the apartments.
Ben Buckley lives across the street so he knew there was trouble at the Latvian Village.
Ben Buckley says, "I heard the sirens last night but I just kind of rolled over because I had an early morning start 20 so I didn't go out and see what was going on but I heard the commotion."
The commotion was the fire that started on or near a second story balcony and quickly spread along the outside of at least six apartments.
Each suffered varying degrees of damage, smoke and water damage combined to wreck everything else.
The silver lining is that the Latvian Village requires everyone renting an apartment to buy renters insurance; so all of the electronics and furniture and clothing are covered.
Ben says renters insurance gives him peace of mind.
Ben Buckley says, "I don't believe it is required for our apartment but my girlfriend has it through her insurance. I should figure out exactly what that covers because we live together and we're not married yet."
Chances are the policy would never be needed but not having it could end up being an expensive gamble.
The Red Cross reports all 11 people were given food and information on their options. All were offered shelter for the night.
Around 12:30 multiple trucks were sent to Latvian Village near 93rd and Center.
The fire was quickly put out but the Red Cross was called in to assist the displaced residents.
Investigators determined the fire started on the second floor of the building and burned into the attic space.
Everyone inside the building made it out safely, there were no reported injuries.
The cause of the fire remains under investigation.