Crash Victim Left With Damaged Car, No Insurance Help

LA VISTA, Nebraska A La Vista driver is finding out, the hard way, that insurance law can be tough.

Jacob Burke, 17, figured after a driver swerved in front of him causing an accident that the other driver's insurance would handle the cost. The other driver didn't stop, instead flipping Burke off as he drove away. Burke got a license plate number, and that led to a ticket.

Initially, things went as Burke expected,. Progressive Insurance rented him a vehicle while his car went to the shop for repairs; however, that's when Burke's dad got a letter explaining that since the other driver intentionally caused the crash they weren't liable.

Progressive Insurance responded to WOWT 6 News Fact Finders about the incident writing, "We do not dispute our insured was responsible for causing the accident. But if he does something intentionally, which he admitted, the claim is not covered."

"I am shocked because they said they'd cover it 100 percent," said Jacob Burke.

Burke told WOWT 6 News that he doesn't have the money to replace the car. That means money will have to come out of his pocket to repair the car.

WOWT 6 News tracked down the other driver of the vehicle, but he declined to comment.

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