The Federal Deposit Insurance Corporation (FDIC) has received numerous reports of fraudulent e-mails that have the appearance of being sent from the FDIC.
This one was sent to Channel Six News Fact Finders Consumer Investigations.
Dear account holder,
Herewith we would like to pay your attention to the recent amendments in the FDIC policy. From December 31, 2010, through December 31, 2012 all the money in a "noninterest-bearing transaction account" are insured in full by the FDIC. Please note, that this is a temporary arrangement separate from the FDIC's basic rules.
Here's the response from the "Real" FDIC.
While the e-mails exhibit variations in the "From" and "Subject" lines, the messages are similar.
A hyper link is provided (the Web addresses (URL) vary widely) to a Web site that supposedly provides "more details of this temporary FDIC coverage for transaction accounts."
This e-mail and link are fraudulent. Recipients should consider the intent of this e-mail as an attempt to collect personal or confidential information, or to load malicious software onto end users' computers. Recipients should not click on the link provided.
The FDIC does not issue unsolicited e-mails to consumers or business account holders.