It was quite a day on the stock market.

The Dow Jones industrial average rose one percent.

That’s enough to close beyond the 13,000 mark for the first time.

It was only last October when it closed above the 12,000 mark for the first time.

That a gain of 1,000 points in six months.

So what does that mean for those of us with investments?

As another day ends on Wall Street, you might say today's closing bell carried a high note.

"The Dow closed over 13,000 and that's the first time the Dow has ever closed over 13,000," says Steven Frantz of First National Bank.

For those of us with a 401K plan, mutual funds, stocks or bonds, what, if anything, does today's high mean?

Channel 6 talked to three different financial advisors for their advice.

All three, including Bob Kenny with RBC Dain Rauscher, say first off, always look for diversity.

"And I think what they need to do is look at how well balanced their portfolio is and not be concentrated in one area, for example there's overseas investments, there's domestic, there's bonds," says Kenny.

Kenny says if you do feel the need for some change after today, rebalance.

"On a long term basis I don't really think they need to respond to a market high, I think on a shorter term basis, if they want to capture some of that market profit they could rebalance their portfolio right now," says Kenny.

In other words, take the profit from better performing stocks and buy those that haven't done as well yet but have potential.

It's the old adage: Sell high, buy low.

Jon Narmi with Smith Barney suggests looking at large, traditional companies.

"For a traditional investor, this would be a good time to be focused on blue-chip, large-cap stocks in your 401K plan," says Narmi.

Steve Frantz with First National Bank advises that where you are might be just fine.

"Take what the market's given you today, but I wouldn't be making any great changes to my portfolio just based on the fact that the Dow has crossed over 13,000 today. Stay well diversified," says Frantz.

So what led up to Wednesday's record breaking closing?

Experts say stronger than expected earnings reports came in because many of the country's biggest companies surpassed analysts' first quarter earnings projections.

Jon Narmi with Smith Barney tells Channel 6 News his company is aiming toward the goal of the Dow topping 14,000 by the end of this year.