Identity Theft Victim Threatened By Debt Collector

Amanda Herman has a photo album that holds memories of a friendship now spoiled by broken trust.

Amanda says, “My best friend took money from me. She took $3,000.”

But Amanda’s identity had to be stolen first. Her name was forged on a flurry of checks from another bank but cashed at Omaha’s US Bank where Amanda has an account.

Amanda says she took a police report and other proof that she had nothing to do with the checks written out to her.
Amanda’s name is forged on the back and on some checks the endorsement included an account number that’s not hers. Amanda says, “How did they keep doing this. Why didn’t the bank put up a red flag?”

Instead Amanda received a threatening letter from a debt collector. U.S. Bank had charged her account for the bogus checks causing overdrafts. The bill collector demanded she repay that money including $700 interest. So Amanda barrowed $3,000 to pay the overdraft debt.
Amanda says that’s not fair since US Bank accepted the bad checks in the first place.

A US bank spokesperson tells Six On Your Side that the bank is willing working out the problem with Amanda. A bank official is scheduled to meet with her tomorrow.

Due to privacy laws the bank can provide further details.


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