When a car crashed into John Nanfito’s pick up, he thought the other driver’s insurance would ease his financial pain.
After all the other driver gave the investigating police officer a proof of insurance card. However days later when the Nanfitos called that insurance company they were shocked to learn the driver had no coverage.
John Nanfito says, “We don’t understand how he can get away with that. How he can say he has insurance and he doesn’t have it.”
Some insurance companies allow drivers to purchase a six month policy but pay monthly premiums. If they stop paying after a couple of months the proof of insurance card remains valid but there is not coverage to back it up.
Omaha City Prosecutor Marty Conboy says that can lead to a misdemeanor false information charge long after the driver has left the scene.
The Nanfitos have uninsured motorist coverage to pay their $10,000 repair and medical bills.
But Grace Nanfito says, “I think it’s unfair because this wasn’t our fault and now we’re stuck with out of pocket expenses like a deductible”
They want other people involved in accidents to be aware that the other driver’s proof of insurance may be no proof at all.