Two weeks ago, we showed you what uninsured drivers can do to another driver's finances and to their lives. Now, one innocent driver is making a slow recovery while an uninsured driver has escaped unscathed.

Kristin Lewis says when you have an accident this bad, it changes you

"I cried the minute it happened," she said. "I cried when I saw my car. I cried when I first saw my husband and my mom. It just hasn't been a good experience."

Tears were also shed because the person who caused the accident was an uninsured driver.

"In no way was any of it my fault but we are the ones that have to pay for everything and deal with it all and she just got to walk away," Kristin said.

An uninsured driver missed a stop sign and crashed into Kristin's car. Once the impact occurred, it sent Kristin's car spinning uncontrollably into oncoming traffic. It ultimately stopped when it hit a fire hydrant.

"I'm pretty banged up," Kristin said.

Since Monday, there have been 16 X-rays, one CT scan, a visit from a plastic surgeon and follow-up visits. Kristen faces a monumental medical bill for injuries caused by someone else.

She has, "26 stitches on top, three bones in my wrist and I broke my ankle."

Equally painful is that Kristin's own insurance will only pay up to $10,000.

She says she is trying to keep perspective.

"It was so scary not only to be hit by a car but to come to and see blood all over me was the scariest thing that has ever happened to me."

But with bills piling up and no at-fault driver to pay them, "we are struggling financially," she said.

Insurance coverage for an uninsured motorist pays for bills like Kristin's medical care caused by the uninsured driver. She purchased coverage with a $10,000 limit.