It's a buyer's market for home sales so you might be tempted to upgrade. Before making the biggest purchase of your lifetime, there's something you need to know when you rely on a home inspector.
Larry Siegler loves his Omaha home but it didn't start out that way when he arrived from Pennsylvania.
Larry says, "When we moved in, the fun began, uh. The first thing -- noticed the air conditioning wasn't working."
That wasn't all. Siegler says the list of things that went wrong began to grow, including rotting windows.
"The wood started falling apart," he says. "In the meantime, I just kept getting sicker and sicker. My allergies were terrible."
Siegler thought the home inspector conducted a mold test. Now he's not so sure.
"He basically didn't do his job," Siegler says. "And it was quite costly."
Home inspector Pat Casey has been on the job nearly three decades. While he was not hired for the Siegler home he can offer some advice.
Casey says, "We can't guarantee that we're going to find everything in the house but if the inspector is qualified and trained they should be able to identify any significant problems in the home."
Casey says anyone can claim to be a home inspector because the State of Nebraska doesn't require licensing.
Casey says, "Hire an inspector that that is their profession. That's all they do. There are some inspectors that will make repairs on the house they just inspected and according to our code of ethics that's a conflict of interest."
Other things to keep in mind: testing for mold and Radon usually does not come with a standard inspection. That costs extra.
Experts say when a home inspector looks over a home they should check the big ticket items. You can start with the roof and then the foundation.
"Make sure it's good and straight," Casey says. "So there's no signs of bowing or shifting."
Check the plumbing, the electrical system and finally the heating and cooling units.
Larry Siegler spent $27,000 in repairs on his home. His biggest regret was buying his home sight unseen.
He says, "If you're buying a house and having an inspection, first of all, go to the inspection. Make sure the house inspector you hire is doing his job and really looking at things."
That's important. If at all possible go to the house inspection as it's being done. If something doesn't look right, ask questions.
Other key points: inspectors cannot do things like pull up carpets, remove dry wall or move furniture or boxes to check for problems. The homeowner would have to remove these things and if the owner won't you're left to guess what they may be hiding.