Many Americans are feeling optimistic about their finances.
Nearly half of adults surveyed by "Couponcabin.com" feel that 2012 will be a better year for them financially.
48% have that optimistic attitude, although 37% say they feel less financially secure than a year ago.
One key is that more than half, 54%, will set a budget and stick to it.
Many experts believe that's an important step in overhauling your finances.